About Us

We are here to fulfil two main purposes: 1). Educate people on the proper use of cash advance loans; 2). Guide people so that they don't fall into the grips of this debt product.

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Availability of Payday Loans After Credit Crunch Although we hear all the stories of the US credit markets tightening up it does not affect payday or cash advance loans as much as we think. Most of the tightening is directed to large scale industrial / commercial borrowers or high value personal items like houses or cars. Very little of the small personal loan or cash advance market is affected. Read More... Scammers Taking Advantage of Credit Crunch Scammers are taking a foothold in local and large scale cash advance markets as the credit crunch becomes more wide-spread and is communicated more in the media. Some unscrupulous vendors are taking the chance to hike up their rates substantially on the basis that the risk that they see are much greater since the credit crunch. Read More...